Many health insurance companies are working in the country. Today, along with life insurance, health insurance should also be taken. For the progress of the country, it is necessary to work in education and health in two areas and according to the time it is becoming expensive every day. So much is spent in a disease, which is the lifetime earnings of people. In such critical times, health insurance is very useful.
Talking about the Best Health Insurance Company, you will learn about a case study. Keeping in mind several things, the Health Insurance Company is selected. Talking about life insurance, LIC is the best company. If all the policy holders, insurance advisors and employees of LIC (Life Insurance Company of India) are made one country, then it will become the fifth largest country in the world. It can be estimated from how big an industry is insurance? There are many insurance companies working abroad. Insurance is also of several types, one of which is health insurance. Top 10 best government and private health insurers in Mumbai, Delhi, Chennai, Bangalore, Pune and other cities providing cashless medical claim.
Insurance company is determined by Claim Settlement Ratio and Claim Amount Settlement Ratio. Perhaps this question arises what is Insurance Claim Settlement Ratio and Claim Amount Settlement Ratio?
What is Insurance Claim Settlement Ratio ?
Insurance is not a very good way of saving. Most insurance policies are sold and bought in the name of death claim. Insurance means safety. Many companies are selling insurance policies. In such a situation, everyone is seeking good company. Insurance is for safety, it also means that it gives protection in an odd situation. How many claims it pays in 100 Claims. The company that pays the highest claim has a higher Claim Settlement Ratio. Always take insurance with such company.
What is Claim Amount Settlement Ration ?
Some companies have very good Claim Settlement Ratio, but their Claim Amount Settlement Ratio is not good. Let’s understand this with an example, 100 Claim is to be paid. Out of this, 90 are insurance whose Claim Amount is less than 5 lakhs. There are 4 such policies whose Claim Amount is more than 10 lakhs and Claim Amount of 4 policies is more than 50 lakhs and 2 policies have more than 1 crore. Here the insurance company does some tricks. Whose claim amount is less, she pays. Whose Clam Amount is high, before paying it checks and rejects many terms and conditions. Claim Settlement Ratio of such company is good. However, the Claim Amount Settlement Ratio is less. Before buying a policy from any insurance company, keep these things in mind and ask your agent.
Top 10 Health Insurance Companies
Here it has been decided on the basis of Claim Settlement Ratio and Claim Amount Settlement Ratio. Which company have you purchased health insurance and has your insurance advisor told you about it? Make sure to comment and ask your insurance advisor about it.
- Apollo Munich Health Insurance : For more details click here
- Star Health & Allied Insurance Company : For more details click here
- Oriental Health Insurance Company : For more details click here
- Max Bupa Health Insurance Company : For more details click here
- ICICI Lombard General Insurance Company : For more details click here
- SBI Health Insurance Company : For more details click here
- Religare Health Insurance Company : For more details click here
- Bajaj Allianz General Insurance Company : For more details click here
- National Insurance Company : For more details click here
- New India Assurance Company : For more details click here
Conclusion Health Insurance Company
In this post, the list of health insurance company based on Claim Settlement Ratio and Claim Amount Settlement Ratio was published. This ratio keeps on moving. That is why, before purchasing any type of insurance policy, you should always know this information about the company through insurance advisor or internet. Comment for any other information.